Hello there! Welcome to the Hugh Kollar State Farm Insurance Agency. We proudly serve Carlsbad, as well as communities across California and Arizona.

I’ve been in the insurance industry since 2002, and for more than 24 years, this career has given me the opportunity to build deep, lasting relationships with the people I serve. When our policyholders come to us for their insurance needs, they are trusting us with something important—and I take that personally. We truly work for our customers, and being “Like a Good Neighbor” isn’t a slogan in our office; it’s how we operate every day.

Over the years, I’ve been fortunate to be recognized for my commitment to excellence, including earning Ambassador Travel Qualifier status, Legion of Honor Qualifier recognition, and as a three-time Small Business Premier agent. These achievements reflect a simple goal: listening closely to our customers and helping them protect what matters most with the right coverage.

My team and I are a very proactive, customer-centric office. We believe constant communication matters, and we make it a priority to watch out for our policyholders and support them when they need it most. We provide Auto Insurance, Home Insurance, Life Insurance, Disability Insurance, and Business Insurance, helping families and business owners prepare for life’s everyday moments and unexpected turns alike. I’m a strong believer in life insurance, because protecting your family’s financial future is one of the most important decisions you can make.

I live right here in Carlsbad, where my wife Christine—my high school sweetheart—and I have raised our three children, Makena, Hank, and Jack. Our family has deep roots in this community, and giving back has always been important to me. I’ve served as Carlsbad Youth Baseball Commissioner, coached local Little League teams, high school hockey, and softball for many years, and I proudly sponsor Carlsbad Girls Softball. I’m also an active member of the Carlsbad Chamber of Commerce, staying engaged with our local business community.

You’ll find our office right in the heart of Carlsbad Village, at State Street and Carlsbad Village Drive, right next to Choice Juicery and upstairs above the coin shop. Two large State Farm flags mark our spot, and you might even see our dog Buck with us—he’s a big part of our family and also does therapy visits at local elementary schools, high schools, and retirement communities.

I earned my degree from California State University Long Beach and continue to stay engaged in learning so I can better serve my customers. Whether you’re reviewing your auto insurance, protecting your home, or making sure your loved ones are covered for the future, my goal is to offer customized coverage options, competitive pricing, and honest guidance you can feel confident about.

If you’d like to connect, I invite you to stop by the office, give us a call, or reach out for a personalized quote today—I’d be happy to help.

Frequently Asked Questions (FAQ):

Q: How do I get car insurance quotes?

A: Getting a car insurance quote is easier than you might think. You can start online, give our office a call, or stop by to talk through your options. We'll help walk you through coverage choices and help you find something that fits your needs. Looking for coverage? Talk with Hugh about your options in Carlsbad.

Q: How quickly can car insurance coverage start?

A: In some cases, car insurance coverage can begin the same day you purchase a policy. The timing may vary depending on your situation. We can help you get coverage quickly when you need it. Hugh is proud to serve the Carlsbad community.

Q: What coverage is required when leasing a car?

A: If you're leasing a vehicle, the requirements are usually a bit higher than standard coverage. In most cases, you'll need liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. We're always happy to walk you through exactly what's needed. Serving Carlsbad and the surrounding area, Hugh can help answer your questions.

Q: Do you need to carry insurance on your home?

A: Whether homeowners insurance is required depends on your situation and may vary by state. If you have home financing, your lender will likely require it. Even if it's not required, many people choose to have coverage to help protect their home and everything that comes with it. Have questions? Hugh in Carlsbad can walk you through your options.

Q: What is life insurance?

A: Life insurance helps provide financial support to your beneficiaries and can help cover expenses like debts, living costs, or future needs. Hugh works with Carlsbad residents to find coverage that fits.

Q: What exactly is renters insurance and how does it work?

A: Renters insurance is coverage that helps protect your personal belongings and provides personal liability protection while renting a home or apartment. Hugh serves Carlsbad, CA and is happy to help with your insurance needs.